INGENIOUS INSURANCE SOLUTIONS
Who We Are
As an innovative InsurTech company, we deliver industry-disrupting health insurance strategies backed by world-class service. Our cutting edge platform empowers small, medium, and large businesses to offer affordable, high-quality healthcare solutions tailored to the needs of the company and their employees. We combine technology, transparency, and personalized support to transform how organizations access and manage insurance–making smarter, more cost-effective coverage a reality.
Insurance 101
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When a business chooses a fully insured HMO or PPO plan from a major provider, it joins a large risk pool with many other businesses, allowing insureds to spread risk, resulting in uniform premiums.
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This leads to some businesses paying much less than their actual healthcare usage, while others pay more.
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About 20% of companies account for 80% of claims, meaning 80% of businesses subsidize the costs for the remaining 20%.
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If your business is in the 20% with high claim costs, your current insurance offers great value, but if you’re in the 80% that subsidizes others, wouldn’t you want a fairer solution?
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Case Study
A company with 33 employees had only changed their health insurance once in the last 20+ years, because they thought they didn’t have any other options or better pricing available.
Connect With Us
Reach out to Ingenisure today and discover how we can design a customized healthcare solution tailored to your business’s unique needs. Our experts are ready to collaborate with you to build a next-level plan that aligns with your goals, fits your budget, and supports your people. Let’s not just explore what’s possible—let’s be ingenious.
